Terms and Conditions
Terms and Conditions for Opening a Savings Deposit on the Titan Invest Platform
- General Provisions
1.1. These terms and conditions (hereinafter referred to as the “Terms”) regulate the procedure for opening, managing, and closing a savings deposit on the Titan Invest platform (hereinafter referred to as the “Platform”).
1.2. Opening a savings deposit is available only to registered users who have completed the identity verification process on the Platform.
1.3. The Platform provides services for depositing funds into savings deposits under the terms specified in these Terms.
1.4. The Platform reserves the right to change the terms of savings deposits at any time, including interest rates, minimum and maximum amounts, deposit terms, and other conditions.
- Conditions for Opening a Savings Deposit
2.1. To open a savings deposit, the user must:
- Register on the Platform and complete the identity verification process.
- Read and agree to these Terms.
- Choose the type of deposit, the amount, and the deposit term.
2.2. The minimum and maximum deposit amounts are determined based on the type of savings deposit and the conditions specified at the time of its opening.
2.3. The Platform offers several types of deposits, including short-term and long-term deposits. The user selects the deposit term and type at their discretion.
2.4. The interest rate on the deposit is determined based on the type of deposit and the deposit term. The rates may change in accordance with market conditions and the Platform’s terms.
- Interest Calculation Terms
3.1. Interest on the deposit is calculated on the deposit amount according to the established interest rate.
3.2. Interest is calculated on a [weekly/monthly/quarterly/annual] basis. All interest will be added to the principal deposit amount unless otherwise specified.
3.3. The Platform reserves the right to change interest rates based on market conditions.
- Deposit Top-Up and Withdrawal
4.1. Deposit top-up is only possible before the deposit is opened. Top-ups during the deposit term are not allowed.
4.2. Withdrawal of funds from the deposit is only possible after the deposit term has ended. In the case of early withdrawal, a fee may be charged, or the accrued interest may be reduced.
4.3. All top-up and withdrawal operations are carried out through the user’s personal account on the Platform.
- Early Termination of the Deposit
5.1. The user may terminate the deposit early; however, in this case, the interest rate may be adjusted depending on the Platform’s terms. The Platform reserves the right to charge a fee for early termination of the deposit.
5.2. In the event of early termination, the accrued interest may be recalculated based on the prevailing rates.
- Responsibilities of the Parties
6.1. The Platform is not responsible for any losses incurred by the user due to changes in market conditions or the cancellation of deposit agreement terms for reasons beyond the Platform’s control.
6.2. The user is fully responsible for providing accurate information during registration and when opening a deposit, as well as for complying with the terms of the deposit.
- Other Terms
7.1. The Platform reserves the right to amend these Terms and conditions for deposit services. All changes become effective upon publication on the Platform.
7.2. In case of disputes between the user and the Platform, both parties agree to resolve them through negotiations.
- Contact Information
8.1. All questions and inquiries related to opening and managing savings deposits can be directed to the Platform’s customer support via the online chat in the user’s account or by email at: [email protected]